Updated April 2026

100% Free All Levels — Written for… No Signup

First-Time Home Buying, Plainly Explained

Who qualifies, which loan, how small the down payment can really be, and what a "grant" actually is — 10 cited lessons before you talk to a lender

10Lessons
~10 minPer Lesson
$0Forever
8Topics
Start Lesson 1 — Free See Curriculum

What you'll learn

Do You Even Qualify
Which Loan
The Down Payment
Assistance & Grants
State Programs
Tax Credits & Perks
Choosing A Lender
Agent & Closing

Full curriculum

10 lessons organized by topic. Click any lesson to jump straight in.

1. Do You Even Qualify (1 lesson)

  1. 1First-Time Home Buyer: Who Actually Counts

2. Which Loan (1 lesson)

  1. 2First-Time Home Buyer Loans: FHA, Conventional 97, USDA and VA Side by Side

3. The Down Payment (1 lesson)

  1. 3First-Time Buyer Down Payment: How Much You Actually Need

4. Assistance & Grants (2 lessons)

  1. 4Down Payment Assistance: What It Really Is Before You Take It
  2. 5First-Time Home Buyer Grants: Which Ones Are Real and Who Actually Hands Them Out

5. State Programs (1 lesson)

  1. 6State First-Time Home Buyer Programs: How a Housing Finance Agency Actually Works

6. Tax Credits & Perks (2 lessons)

  1. 7VA Loan for First-Time Buyers: Zero Down, No Monthly Mortgage Insurance
  2. 8First-Time Buyer Tax Credits and Perks: What Exists, What Expired, What Is Just Marketing

7. Choosing A Lender (1 lesson)

  1. 9First-Time Buyer Lenders: How to Compare Financing Without Guessing

8. Agent & Closing (1 lesson)

  1. 10First-Time Buyer Agent, Contract and Closing Table
Start the Course — Free

Frequently asked questions

Is this course really free?

Yes — 100% free. No signup, no credit card, no email required. All lessons, quizzes, and certificate of completion are free forever.

Do I need to install anything?

No. The entire course runs in your browser on phone, tablet, or laptop. No downloads, no accounts.

How long does the course take?

About 10 minutes per lesson. One lesson per day takes about 1-2 months total. Many learners finish in 2-3 weeks by doing multiple lessons per sitting.

Will I get a certificate?

Yes. After completing all lessons, generate a personalized certificate with your name and share it on LinkedIn. Not accredited, but signals commitment to recruiters.

Do I need prior experience?

No. Every course is designed for complete beginners. Each lesson starts with a plain-English analogy before any technical concepts.

How is this different from YouTube tutorials?

Three things: interactive — quizzes and hands-on challenges after every lesson; structured — a deliberate learning path, not random videos; gamified — XP, streaks, spaced repetition so knowledge actually sticks.